一笔存款，并不能让你实现财富自由，更不能助你走上人生巅峰。

A deposit cannot allow you to achieve financial freedom, let alone help you reach the pinnacle of life.

但是，当意外到来之时，存款便是你抵抗风险最大的底气。

However, when unexpected events occur, deposits are your greatest confidence in resisting risks.

想要存下钱，不妨试着制定储蓄计划，记录好各项支出。

To save money, try creating a savings plan and keeping track of all expenses.

可以把钱分成几份，在满足于日常支出外，用于投资自我，应对不时之需。

You can divide the money into several parts and use them to invest in yourself, in addition to meeting daily expenses, to cope with unexpected needs.

当你做到手里有钱，才能心中不慌。

When you have money in your hands, you can be calm in your heart.

当你懂得未雨绸缪，积少成多，才能在风雨面前保持体面，活出从容。

When you know how to take precautions and accumulate small things, you can maintain dignity and live calmly in the face of wind and rain.